Money Credit Cards
Article updated on Jul 02, 2024
Knock hundreds off your next Amazon haul with the Prime Visa card.
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CNET Money’s mission is to help you maximize your financial potential. Our recommendations are based on our editors’ independent research and analysis, and we continuously update our content to reflect current partner offers.How we rate credit cards
Our Experts
Written by Courtney Johnston Senior Editor Courtney Johnston is a senior editor leading the CNET Money team. Passionate about financial literacy and inclusion, she has a decade of experience as a freelance journalist covering policy, financial news, real estate and investing. A New Jersey native, she graduated with an M.A. in English Literature and Professional Writing from the University of Indianapolis, where she also worked as a graduate writing instructor.
The editorial content on this page is based solely on objective, independent assessments by our writers and is not influenced by advertising or partnerships. It has not been provided or commissioned by any third party. However, we may receive compensation when you click on links to products or services offered by our partners.
Reviews ethics statementOur Experts
Written by Courtney Johnston Senior Editor Courtney Johnston is a senior editor leading the CNET Money team. Passionate about financial literacy and inclusion, she has a decade of experience as a freelance journalist covering policy, financial news, real estate and investing. A New Jersey native, she graduated with an M.A. in English Literature and Professional Writing from the University of Indianapolis, where she also worked as a graduate writing instructor.
The editorial content on this page is based solely on objective, independent assessments by our writers and is not influenced by advertising or partnerships. It has not been provided or commissioned by any third party. However, we may receive compensation when you click on links to products or services offered by our partners.
Reviews ethics statementWhy You Can Trust CNET Money
CNET Money’s mission is to help you maximize your financial potential. Our recommendations are based on our editors’ independent research and analysis, and we continuously update our content to reflect current partner offers.How we rate credit cards
If you’re shopping Amazon’s Fourth of July sales or Prime Day this month, you can earn an instant $200 Amazon gift card to put toward your purchases with Amazon’s flagship credit card.
Amazon’s Fourth of July sale and early Prime Day deals are both live. This year, Prime Day officially kicks off on July 16 and ends on July 17. The two-day event features big discounts on Amazon’s wide-reaching inventory, making it the perfect opportunity to take advantage of the Prime Visa’s attractive welcome bonus.
Amazon’s Prime Visa card offers one of the best welcome bonuses on the market -- a $200 Amazon gift card instantly upon approval. That could cover an item or two during your Prime Day shopping spree.
The Prime Visa card is CNET’s top credit card pick for shopping on Amazon, and its welcome bonus is a big reason why. Most credit cards require you to spend a certain amount of money within a specified time frame to earn a welcome bonus, but the Prime Visa doesn’t. If you’re approved, you’ll receive the $200 gift card right away.
This story is a part of Amazon Prime Day, CNET’s guide to the everything you need to know and how to find the best deals.
CNET’S PICK
Prime Visa
8.3/10 CNET Rating CNET rates credit cards by comparing their offers to those of their categorical competitors. Each card is individually evaluated through a formula which reflects the standards and expectations of the contemporary market. Credit card issuers have no say or influence in our ratings. How we rate credit cards
- Intro Offer
-
Get a $200 Amazon Gift Card Get a $200 Amazon Gift Card instantly upon approval exclusively for Prime members
- Annual fee
- $0
- APR
- 20.49% – 29.24% Variable
- Recommended Credit A credit score is used to indicate an applicant’s credit worthiness and may provide guidance about account eligibility. It does not necessarily guarantee approval for any financial product.
- 670 – 850
Good – Excellent
- Rewards rate
-
1% – 10% Prime Card Bonus: Earn 10% back or more on a rotating selection of items and categories on Amazon.com with an eligible Prime membership; Earn unlimited 5% back at Amazon.com, Amazon Fresh, Whole Foods Market, and on Chase Travel purchases with an eligible Prime membership; Earn unlimited 2% back at gas stations, restaurants, and on local transit and commuting (including rideshare); Earn unlimited 1% back on all other purchases
Rewards Rate
10%
Prime Card Bonus: Earn 10% back or more on a rotating selection of items and categories on Amazon.com with an eligible Prime membership
5%
Earn unlimited 5% back at Amazon.com, Amazon Fresh, Whole Foods Market, and on Chase Travel purchases with an eligible Prime membership
2%
Earn unlimited 2% back at gas stations, restaurants, and on local transit and commuting (including rideshare)
1%
Earn unlimited 1% back on all other purchases
The Prime Visa card offers 5% cash back on Amazon.com and Whole Foods, as well as 5% back on Chase Travel purchases. Plus, cardholders can earn 10% cash back or more on select Amazon items.
You’ll need a Prime subscription to apply for this card, which costs $139 per year. If you don’t use Amazon frequently enough to warrant adding an annual Prime subscription to your wallet, there’s another option: the Amazon Visa*. The Amazon Visa comes with a $50 gift card upon approval, earns 3% back at Amazon and Whole Foods and doesn’t require a Prime membership.
Check out our Prime Visa review to learn more.
CNET’S PICK
Amazon Visa
7.5/10 CNET Rating CNET rates credit cards by comparing their offers to those of their categorical competitors. Each card is individually evaluated through a formula which reflects the standards and expectations of the contemporary market. Credit card issuers have no say or influence in our ratings. How we rate credit cards
- Intro Offer
-
Earn up to $50 Earn $50 Amazon gift card instantly upon approval.
- Annual fee
- $0
- APR
- 19.49% – 27.49% Variable
- Recommended Credit A credit score is used to indicate an applicant’s credit worthiness and may provide guidance about account eligibility. It does not necessarily guarantee approval for any financial product.
- 670 – 850
Good – Excellent
- Rewards rate
-
1% – 5% 5% back at Amazon.com, Whole Foods Market, Amazon Fresh, and on Chase Travel with eligible Prime membership; Earn 3% back at Amazon.com and Whole Foods Market; 2% back at restaurants, gas stations, and local transit & commuting, including rideshare; 1% Back on all other purchases
Rewards Rate
5%
5% back at Amazon.com, Whole Foods Market, Amazon Fresh, and on Chase Travel with eligible Prime membership
3%
Earn 3% back at Amazon.com and Whole Foods Market
2%
2% back at restaurants, gas stations, and local transit & commuting, including rideshare
1%
1% Back on all other purchases
*All information about the Amazon Visa has been collected independently by CNET and has not been reviewed by the issuer.
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The editorial content on this page is based solely on objective, independent assessments by our writers and is not influenced by advertising or partnerships. It has not been provided or commissioned by any third party. However, we may receive compensation when you click on links to products or services offered by our partners.
Read more from Courtney
Courtney Johnston is a senior editor leading the CNET Money team. Passionate about financial literacy and inclusion, she has a decade of experience as a freelance journalist covering policy, financial news, real estate and investing. A New Jersey native, she graduated with an M.A. in English Literature and Professional Writing from the University of Indianapolis, where she also worked as a graduate writing instructor.
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